AN EVALUATION OF THE IMPACT OF SUPERVISION AND CONTROL OF THE CENTRAL BANK ON THE PERFORMANCE OF COMMERCIAL BANKS

This research project tends to evaluate the impact of supervision and control of the Central Bank on the performance of commercial banks. Access Bank Nig Plc Lagos Branch was used as the case study. To aid this research both primary and secondary data were collected. The instruments  used  to  collect  data  are  questionnaires  and  oral interviews. The respondents comprised of male and female from the bank and the population put together is 150 and sample size is 109. The research design used for this work is the survey research method. In  the  course  of  this  research  the  researcher  found  out  that supervisory and control functions when conducted on a timely and unbiased manner ensures capital adequacy, high standard of conduct, moderation  of  bank  charges  and  profitability.  The  researcher recommends that bank inspections should continue to be regular and timely  enough;  control  measures  of  the  CBN  should  not  be  too stringent  as  to  have  long  negative  impact  on  banking  operations. Finally only competent, skilled and unbiased bank examiners should be engaged in bank supervision.